Contactless Payments for Business
Contactless payments have quickly become a popular checkout choice for consumers. Whether it’s to speed up the line at your fruit stand or give your boutique customers the security of a contactless checkout – you can:
- Serve more people thanks to the increased convenience and speed.
- Increase sales from customers who don’t carry cash.
- Enjoy all the benefits of Interac® Debit.
How it works
Your customers simply tap their debit cards on the terminal instead of entering a PIN code. That’s all. It’s as safe and secure as the rest of our Interac Payment Solutions.
Plus, you enjoy the security of transaction limits: each contactless transaction must stay below $250 and customers must follow the spend limits set by their banks or credit unions.
Get Started with contactless payments
Which financial institutions offer contactless payments?
Filter by Alphabet
A
- ABCU Credit Union
- ATB Financial
- Acadian Credit Union
- Accent Credit Union
- Access Credit Union
- Advance Savings Credit Union
- Affinity Credit Union
- Airline Financial Credit Union
- Aldergrove Credit Union
- All Trans Credit Union Limited
- Alterna Savings and Credit Union Limited [Alterna Savings]
- Assiniboine Credit Union
- Atlantic Edge Credit Union (formerly Eagle River Credit Union)
- Atlantic Edge Credit Union (formerly Leading Edge Credit Union)
B
- BCU Financial
- BMO Bank of Montreal
- Bay Credit Union
- Bay St. Lawrence Credit Union Limited
- Bayview Credit Union
- Beaubear Credit Union
- Belgian Alliance Credit Union
- Bengough Credit Union
- Biggar & District Credit Union
- Blackville Credit Union
- BlueShore Financial
- Bow Valley Credit Union
- Bruno Credit Union
- Bulkley Valley Credit Union
C
- CECC Credit Union
- CIBC
- Caisse Financial Group
- Caisse Populaire de Clare
- Calgary Police Credit Union Ltd.
- Cambrian Credit Union
- Canadian Western Bank
- Cape Breton Credit Union
- Carpathia Credit Union
- Casera Credit Union
- Christian Credit Union
- Churchbridge Credit Union
- Citizens Credit Union Limited
- City Savings Financial Services
- Coast Capital Savings Credit Union
- Coastal Community Credit Union
- Coastal Financial Credit Union
- Community Credit Union Limited
- Community Credit Union of Cumberland Colchester
- Compass Credit Union
- Compensation Employees Credit Union
- Conexus Credit Union
- Connect First Credit Union
- Consolidated Credit Union
- Copperfin Credit Union
- Cornerstone Credit Union
- Credit Union Atlantic
- Creston & District Credit Union
- Crossroads Credit Union
- Cypress Credit Union
D
E
F
H
I
K
L
M
N
- NBTA Credit Union
- National Bank of Canada
- Nelson Credit Union
- New Ross Credit Union
- New Waterford Credit Union
- Newfoundland and Labrador Credit Union
- Niverville Credit Union
- North Peace Savings
- North Sydney Credit Union
- North Valley Credit Union
- Northern Credit Union
- Northern Savings Credit Union
- Noventis Credit Union
O
P
- PACE Credit Union
- PARAMA Credit Union
- Pathwise Credit Union
- Peace Hills Trust
- PenFinancial Credit Union
- Prairie Centre Credit Union
- Prairie Pride Credit Union
- Princess Credit Union
- Progressive Credit Union
- Prospera Credit Union
- Provincial Credit Union
- Provincial Government Employees Credit Union
- Public Service Credit Union
R
S
- Salmon Arm Savings and Credit Union
- Sandhills Credit Union
- Saskatoon City Employees Credit Union
- Scotiabank
- Servus Credit Union Ltd.
- Sharons Credit Union
- Simplii Financial
- Souris Credit Union
- Southwest Regional Credit Union
- St. Gregor Credit Union
- St. Joseph’s Credit Union
- St. Stanislaus – St. Casimir’s Polish
- Steinbach Credit Union
- Stoughton Credit Union
- Stride Credit Union
- Sudbury Credit Union
- Summerland Credit Union
- Sunova Credit Union
- Sunrise Credit Union
- Sunshine Coast Credit Union
- Swan Valley Credit Union
- Sydney Credit Union
- Synergy Credit Union
T
- TCU Financial Group
- TD Canada Trust
- Taiwanese Canadian Toronto Credit Union
- Talka Credit Union Limited
- Tandia Financial Credit Union
- Tangerine
- Teachers Plus Credit Union
- The Credit Union
- The Energy Credit Union
- The Police Credit Union
- Thorold Credit Union
- Tignish Credit Union
- Toronto Municipal Employees’ Credit Union Limited
- Turtleford Credit Union
V
W
Interac Debit Contactless Payments on Mobile for Business
Mobile usage has increased and we’re here to help you keep pace with your customers at checkout via Interac® Debit. Customers can leave their wallets behind and still pay for everyday purchases using their smartphones.
It’s the same process as contactless payments using a debit card, only a simple tap of a mobile wallet-enabled smartphone on the debit terminal can check them out.
You can:
- Serve more people thanks to the increased convenience and speed.
- Increase sales from customers who carry no cash.
- Enjoy all the benefits of Interac Debit.
It’s as safe and secure as the rest of our Interac Payment Solutions. Plus, you enjoy the security of transaction limits: each contactless transaction must stay below $250 and customers must follow the spend limits set by their banks or credit unions.
Simplify online payments with Interac Debit with Apple Pay* or Google Pay**
If your business sells goods or services online, you can make it easy for customers to pay by integrating Interac Debit into your ecommerce experience. Simply enable Interac Debit with Apple Pay or Google Pay. Contact us directly if you want to know more about this solution. Contact an Acquirer to get started.
Get started with Interac Debit Contactless Payments on Mobile
Need Support?
Visit our Support for Business section for FAQs and other helpful resources.
Learn MoreIn The Know
Read our Q&A on Interac e-Transfer for business, how it works and why it matters.
Learn moreParticipation eligibility and suspension criteria
The below sets out a high-level summary of eligibility criteria for service participation and a summary of circumstances in which a Participant may be suspended from the service. In addition to the eligibility criteria summarized below, Participants are required to meet all the requirements (including technical requirements) found in the service’s governing documents. If your organization fits within the eligibility criteria below and would like to discuss participation in Interac’s services, please contact participation@interac.ca.
Interac Flash and Interac Debit
The following entities are eligible to become Participants on the Interac Flash and Interac Debit services:
Issuers: The following financial institutions are eligible to participate as an Issuer:- a bank;
- a Central Cooperative Credit Society, a Cooperative Credit Association or a local cooperative credit society;
- a foreign bank operating at least one full-service branch in Canada;
- a foreign life insurance company;
- a trustee of a qualified trust; or
- a designated foreign financial institution.
Acquirers: Entities that operate card-accepting devices (contact and/or contactless) at the point-of-sale, which capture and transmit relevant data, needed to undertake a transaction to the Issuer.
Suspension:
Issuers and/or Acquirers can be immediately suspended where Interac determines that actions or omissions have resulted, or will result, in a material adverse effect upon the security or integrity of Interac Flash and Interac Debit or a material financial loss to one or more Participants or Interac.A Participant may be suspended at a later date if Interac determines that the Participant is not in good standing and that immediate suspension is not required.
Interac Mobile Debit:
To be eligible to become a Participant in Interac Mobile Debit service, participation in Interac Debit as either an Issuer and/or Acquirer is required.
Suspension:
Participants can be immediately suspended if they no longer meet the criteria for participation criteria or have committed a material breach of the governing documents, and Interac determines that this will likely have a detrimental effect on the Interac Mobile Debit service.A Participant may be suspended at a later date if Interac determines that the Participant is not in good standing and that immediate suspension is not required. Interac may also temporarily suspend Participants who are unable to properly participate in the network due to technical problems.
Interac Token Service Provider (TSP):
To be eligible to become a Participant in Interac TSP, participation in Interac Mobile Debit as an Issuer is required.
Suspension:
Participants can be immediately suspended if they fail to perform or observe any material obligation, are in financial default, or fail to make payment of certain fees when due. Interac may suspend a Participant if- the technology platform provider is suspending or discontinuing Interac’s access to specific functionality of the platform or the platform as a whole,
- the Participant has been suspended by the technology platform provider,
- the Participant is suspended from Interac Mobile Debit,
- they cease to participate in Interac Mobile Debit,
- a security breach occurs by the Participant or due to an action on the part of the Participant, or
- its affiliates or representatives place Interac’s network or systems or other Participants at risk.
* Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
**Google, Google Pay and the Google logo are trademarks of Google INC.
Apple Pay*, Google Pay** and Samsung Pay*** are all eligible for use with Interac Debit